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Federal Loan Programs

Program Name Program Details Loan Size Eligibility Requirements Contact Information
Fannie Mae Partnership Involves community neighborhood development venture capital funds $1 million - $5 million Local developers involved in high-impact community re-development Fannie Mae Partnership Office
SBA 504 Loan  Program Loans for the purchase of land, owner - occupied buildings, and equipment with a useful life of 10 + years. Loan Proceeds may also be used for the construction of a new building or the renovation of existing building. $100,000 - $5 million For established businesses with a net worth of less than $7.5 million and average annual income of less than $2.5 million, or which qualify as a small business as defined by SBA. SBA, Capital Access Center, Los Angeles County Business Finance Center, Advantage CDC, La Habra LDC, California Statewide CDC, LALDC, SBAC, GAVEA
SBA 7(a) Loan Guarantee Program Term Loan that provides qualified businesses with financing fir equipment, inventory, and working capital $100,000 - $2 million Qualified Small Businesses SBA, Capital Access Center, CHARO, Advantage CDC, Harbor BAC, NCAIED, Operation Hope, PACE, SBAC, USC BEN,  Barrio Planners
Community Express Pilot loan program to help small businesses start, build, or grow $250,000 Small businesses located within specified geographic areas that SBA size standards SBA
SBA 7(m) MicroLoan Provides short-term loans for small scale financing purposes $25,000 Virtually all types of for-profit businesses that meet SBA eligibility requirements SBA, VEDC
SBA Minority/Women Prequalification Pilot Loan Program To provide eligible small businesses access capital through the coordinated efforts of both the public and private sectors. $250,000 Business that are at least 51% owned and managed by a racial ethnic minority, meet SBA 7(a) size standards and general eligibility criteria, and are not engaged in speculation or investment in rental real estate SBA, CHARO, Advantage CDC, Harbor BAC, NCAIED, Operation Hope, PACE, SBAC, USC BEN, Barrio Planners, Los Angeles County CDC
Export Working Capital Program (EWCP) To provide short-term loans, to small businesses for export related transactions; typically, loan maturity either matches a sales transaction cycle with a term of up to 18 months or supports a line of credit with a term of up to 12 months  $ 2 million Available to manufacturers, wholesalers, and export management companies, and export trading companies that have been in operation (not necessarily exporting) for at least one year prior to the filing of an application SBA
International Trade Loan (ITL) To provide short-term and long-term financing to small businesses involved in exporting as well as to businesses adversely affected by import competition. $1.7 million Small businesses involved in exporting SBA
CAPLines Meet short-term cyclical, working capital needs of small businesses * Small businesses which fall within size standards, set by SBA for manufacturing, wholesaling, retailing, and other areas

*Loan advances can be made against a borrower's certified level of inventory and accounts receivable

SBA
Energy & Conservation Loan To provide assistance to small businesses engaged in energy conservation $2 million Small businesses engaged in engineering, manufacturing, distributing, marketing, and installing or servicing products designed to conserve the nation's energy sources SBA
Pollution Control Loan To provide assistance to businesses engaged in pollution control $2 million To be eligible for this program, businesses must design, build, install, or service a pollution control facility SBA

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